4 Tips For Filing A Car Accident Claim

If you have been involved in a car accident, there are many things that you can begin to become stressed about. However, it's important to stay calm, even from the moment that the car accident has happened. This will ensure that you can gather your thoughts to ensure that you are able to remember all the important details and more. Here are four tips to help you get through a car accident claim and receive the proper amount of compensation that you deserve:

  1. Contact Your Insurance Company: Immediately after you have been in a car accident, you will want to contact your insurance company. This will start the process of filing a claim. You are going to have to remember who you talked to and what you said to them. It is important that you provide thorough and factual details that cannot be held against you in the future. If your insurance company asks you to provide a recorded statement, talk to your auto accident attorney first to determine whether or not that is a good idea. 
  2. ​Look at Your Other Insurance: Even though you have been involved in a car accident, there are other insurance coverages that you have that can probably help you receive proper coverage. For example, your homeowners insurance may have some protection to offer, as well as your credit card company. Credit card companies often provide their customers with rental car coverage, so be sure to ask about this.
  3. Track Your Costs: All costs from medical bills, repair bills, and rental car costs need to be tracked on your end. If you have a difficult time organizing this information, you can bring your receipts to an attorney, like those at Gelman Gelman Wiskow & McCarthy LLC, who will be able to record the information for you and keep track. This information is important for determining what kind of settlement offer is going to be fair.
  4. ​Accept a Reasonable Settlement: Eventually, an insurance adjuster will contact you to provide you with a settlement amount. Be sure that you bring this offer to your attorney. You and your attorney can then discuss whether or not it is a fair settlement. If not, you will want to negotiate with the adjuster. If you aren't comfortable doing this, you attorney can do the negotiating for you. 

By following these four tips, you are more likely to receive fair compensation and coverage for the auto accident that you have been involved in.