When you are the passenger in a car accident, you may worry that you're not covered for injuries sustained. You are, but it will depend on several factors to determine who you claim through and what legal options you have. Here's a look at your rights if you're a passenger in a car accident.
No Need to Prove Liability
It will actually be easier for a passenger to claim in most cases.
If you get injured at work and need to recover lost wages and pay for medical bills, you will want to receive workers compensation. Workers compensation is offered by employers to employees who get injured on the job, regardless who is at fault, and, in return, employers are protected from being sued directly by their injured employees. It's win-win protection in most cases, but there are times when a workers compensation claim gets denied.
In general, it's better to file malpractice lawsuits against medical professionals who have insurance to cover the incidents. It's easier to collect damages from insurance companies with billions of dollars in assets than from individuals who may have more debt than cash. However, there are things that can impact the amount of money you receive from an insurance company. Here are two issues you should be aware of.
Coverage Limitations
Pain and suffering damages refer to a negotiated or court-appointed settlement for injuries you received due to the accident in question. Pain and suffering damages are often times awarded for those who were injured due to a car accident and levied a personal injury suit against the individual or entity who caused the accident. Throughout the course of this brief article, you will learn a bit about how pain and suffering damages are qualified by the court and insurance companies.
One of the biggest mistakes you can make after an auto accident is to deal with the other party and insurance company without professional advice. The driver accused of negligence usually has a lawyer to help them. Moreover, the insurance company has legal counselors and number crunchers experienced in preventing victims from receiving financial justice.
To help you better understand how difficult it can be to reach a fair accident settlement, here are some of the tools used by insurance claim adjusters and defense attorneys to deny victims needed money.
