In general, it's better to file malpractice lawsuits against medical professionals who have insurance to cover the incidents. It's easier to collect damages from insurance companies with billions of dollars in assets than from individuals who may have more debt than cash. However, there are things that can impact the amount of money you receive from an insurance company. Here are two issues you should be aware of.
Coverage Limitations
Pain and suffering damages refer to a negotiated or court-appointed settlement for injuries you received due to the accident in question. Pain and suffering damages are often times awarded for those who were injured due to a car accident and levied a personal injury suit against the individual or entity who caused the accident. Throughout the course of this brief article, you will learn a bit about how pain and suffering damages are qualified by the court and insurance companies.
One of the biggest mistakes you can make after an auto accident is to deal with the other party and insurance company without professional advice. The driver accused of negligence usually has a lawyer to help them. Moreover, the insurance company has legal counselors and number crunchers experienced in preventing victims from receiving financial justice.
To help you better understand how difficult it can be to reach a fair accident settlement, here are some of the tools used by insurance claim adjusters and defense attorneys to deny victims needed money.
For truck drivers, driving while under the influence of alcohol or drugs is a serious offense. If a truck driver is intoxicated or high, and involved in an accident, they're often held responsible. They may not be the only party held responsible for the collision, though. The Federal Motor Carrier Safety Administration also places expectations on trucking companies. If you own a trucking company, make sure your company's protected by a well-written substance abuse policy.
For new motorcycle riders, hand numbness can be a startling occurrence. In fact, it can even lead to accidents and potential lawsuits if you fail to understand what it is and how to avoid it. Some of your driving habits can actually contribute to hand numbness, which can put you at risk of an accident that could end up costing you significantly. Here are some guidelines to remember to help you avoid this problem.
